New Plan!

This is how I know I’m in the middle of some kind of meltdown.

I keep making plans and adjusting plans and figuring out plans and just… just just, you know?

If I could find a job with a steady income I could buy a house. Or at least get pre-qualified to buy a house. This is part of my long term plan. I understand repairs would be on me, but there’s this deep need of mine to own the land I live on. I’d have a garden and almost never mow the lawn because anyone who bitches can do it themselves.

So it has to be in the country, obviously.

I’d probably mow the lawn, but later on.

So, buy a house, have a child, pay off my mortgage and then “retire” on the writing.

See. Plan.

Shhhhhhh, don’t talk numbers to me. Don’t tell me how the writing isn’t guaranteed to pay for me and a child. Just take that little urge to talk and smother it.

I talked with someone else who told me a credit score her bank gave her for her steady income job in a different but also necessary field. I consulted an app in my bank because when I reached out for a specialist nothing happened. The app takes the information my bank has on me, which is a lot, let’s face it, and spits out an estimated credit score.

Okay, I’m within the range for a mortgage.

My brain just has to obsessively check all these things off.

Down payment, check.

House in the country that needs some work, check.

Don’t worry, not trying to buy a house now.

Then, after seeing my credit score I started backwheeling. Or, back tracking or… whatever. Pay off that debt, that also needs to get gone to get into that situation of living mortgage free and off the books.

Having sat down with a financial advisor before, I know how a bank looks at you. Your money plus your debt equals your worth plus how many “good” debts you have divided by the number of missed payments in the last twenty-four months plus one.

Math.

So I did that and realized there’s a whole different thing going on.

My brain immediately told me I had to work through the summer to maintain income to pay down the debt more. Then I did the math and realized that I would pay off an approximate $300 extra if that happens.

Whereas if I stepped out of work and focused on writing I could get the Nate’s trilogy done, Kaz done, Awakened done and who knows what else (I’m looking at you D.o.t.A, it’s time). So now I’m trying to talk myself out of talking myself out of taking the summer off.

Except this is one of many plans, that particular plan involves not having a summer job at all. I’m still looking and I’d still love to have a summer job in my new field. Luffle it to bits and pieces.

And if I’m there for the summer, working in my field, then there are two possibilities. One is that I got into a specialized program and I’m earning barely above minimum wage but getting full-time hours and that spectacular bonus of having experience in my field.

The other is that I get in at the hospital like I really, really want and I might earn what I’m earning now but from the sound of it they may work summer students (even in my position) full time sort of like an office job. As in 8-4 five days a week. The added bonus being that I’d be in the freaking hospital. Getting experience I want at the same-ish price as my current work is offering me and I’d probably squee through the first three weeks.

The only problem being the possibility of either of those is about… the same as winning the lottery.

Which puts my mind in this spiral of trying to plan finances and making it through. Which is the same as above. It’s like I’m searching for magical money except I’ve kind of found magical money because I had forgotten about the equation my bank uses to determine my worth.

And knowing my worth, having grown up in what my bank classifies as poor, I’m trying very hard to sit on my hands and not spend money. It’s not magic money, just keep doing what you’re doing.

Except what I’m doing gets me so far into it that I can’t see the forest for the fences people have built between me and it.

I think at this point I’ve now decided to find magic money, to find that amount which will drop my worth back to $0.

But that interferes with the house and child.

And if I had kept in the running for the position I withdrew from, it’s possible I’d already be back at $0 or close to and then I’d already be on track for all the things.

Which makes my mind start to spiral again even though I should be freaking happy because my worth practically freaking doubled so why in the hell is this such a freaking problem?

Anytime I sit down to write or edit that’s what starts going through my head. It just refuses to stop. Even Kaz has only gotten a few words in edgewise and he’s super loud and annoying most of the time.

And I know the best thing for me, the best way I can help myself right now, is to finish the edit for Grim Travels and get that up, then take the week to write Kaz for my sanity, then get on with editing Nate’s Story, then edit Kaz, then… then…

See? I need the summer off to get all these things done to realize my dream but I can’t look at my manuscripts without that spiral starting and me getting distracted and sinking into numbers and all the rest.

Writing keeps me sane during all this insanity, it helps give me something to keep going for yet I can’t even manage that right now and it’s frustrating. I don’t want to think about how it could take four years for me to be able to buy a place if I change my plan now. I don’t want to spend so much time focused on the financial status that can’t change without action, time, and patience.

I want to do something that makes me feel like I’ve accomplished something.

So… in the meantime, I’m knitting two more blankets and trying not to beat myself up about not editing just yet. I’m trying not to think about how disappointed I’ll be when I don’t get into the hospital/summer job even though I’ve already realized I’m not getting in there.

No matter what happens this summer, I have a plan to keep going and get things done. This should not be woe-is-me. I should be excited and moving and ticking things off the list and getting a little further into my plan to get a little further ahead before the summer hits.

I just need… to refocus, except I can’t focus. Not even on my favourite instructors. Instead I’m twirling a pen in class and staring off at nothing.

Yeah, you read that right, I’m not even daydreaming in class. I’m not plotting, I’m not planning, I’m not running scripts in the back of my mind during lectures. I’m in class and not only am I checked out of the class, I’m just not functioning.

This isn’t like me, and I don’t like it one bit.